If you’re looking for the best Amex card for your lifestyle and spending habits, here are the ones you should consider. All in all, each of these cards could potentially offer tons of value to the right cardholder. Meanwhile, with cash-back cards, the Amex Blue Cash Preferred card is at a higher level compared to the Amex Blue Cash Everyday card and the Amex Cash Magnet card.
- With the Marriott Bonvoy Bevy card, you’ll get complimentary Gold Elite status, an annual Free Night Award Certificate valid for up to 50,000 points, 15 Elite Night Credits per year, and more.
- To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page.
- Here are some options to diversify the points and miles you’re earning.
- The stakes for making your Amex card worth it are especially high if you have a high annual fee, like on the Platinum Card from American Express or the American Express Gold card.
The card earns 3 points per dollar spent at U.S. supermarkets (up to $6,000 each calendar year — 1 point per dollar after that), 2 points per dollar at U.S. gas stations, and 1 point per dollar on everything else. You can also get 2 points per dollar on reservations made through Amex Travel. You can have up to five Amex cards at one time, including both personal and business cards. This figure does not include the cards with which there isn’t a fixed credit limit, however. Cards like The Platinum Card® from American Express and American Express® Gold Card will not count against this five-card limit.
FAQs on Amex Platinum digital entertainment credit
If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. The Amex Blue Cash Everyday Card is similar to the Amex Blue Cash Preferred Card, with a different earning structure and no annual fee. Like most Amex cards, it features a few travel and purchase protections, as well as access to the Amex Offers program.
What is the best American Express card?
Lastly, there’s the Amex Green card, which is the entry-level Amex card in this family. For a much more pared-down $150 annual fee (rates & fees), it earns 3x points at restaurants worldwide (including takeout and delivery in the U.S.) and 3x points on transit and travel. Cardholders also get statement credits with LoungeBuddy and CLEAR Plus.
Even so, there are still some merchants that accept other credit cards but not American Express. The Marriott Bonvoy Brilliant® American Express® Card is the most rewarding of the bunch, and it’s best suited to Marriott loyalists who can use its excellent range of benefits. It’s got a $650 annual fee, so it’s not for infrequent travelers — but if you can maximize its perks, you can get tremendous value from the card. Delta flyers have a whopping seven co-branded Amex Delta credit cards to choose from, ranging from the no-annual-fee Delta SkyMiles® Blue American Express Card to the luxury Delta SkyMiles® Reserve American Express Card. With a $550 annual fee, the Hilton Honors American Express Aspire Card isn’t for the casual Hilton traveler.
What are the interest rates on American Express cards?
To view rates and fees of the American Express® Gold Card, see this page. Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you. The information about the Amex Everyday Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or approved by the issuer. For rates and fees of the Hilton Honors American Express Card, please click here.
For a moderate annual fee of $0 intro for the first year, then $150, cardholders receive elite-like perks that include a free checked bag on Delta flights for themselves and up to eight companions on the same reservation. If you are loyal to Hilton Hotels when you travel, having a Hilton credit card in your wallet may be a good idea. The card is currently offering a welcome bonus offer of 95,000 Marriott Bonvoy bonus points after you use your new card to make $6,000 in purchases within the first six months of card membership.
Foodies and travelers alike will appreciate the American Express Gold’s generous welcome bonus and Membership Rewards points earning. Its Uber Cash credits are useful for rides and Uber Eats, and monthly dining credits with participating merchants like GrubHub and Seamless are easy to use. For the purchase protection benefit of The Blue Business® Plus Credit Card from American Express, eligibility and benefit level varies by Card. For the purchase protection benefit of The Platinum Card® from American Express, eligibility and benefit level varies by Card. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Lastly, although the Marriott Bonvoy card is no longer open to new applicants, it’s still the lowest-tier Marriott Bonvoy co-branded Amex card. It gets complimentary Silver Elite status, an annual Free Night Award Certificate valid for up to 35,000 points, and 15 Elite Night Credits per year. This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points. The Amex Gold card is a fantastic card worth considering and should be the go-to card if you eat out a lot and shop at U.S. supermarkets. The Amex Blue Business Plus card also comes with purchase protection, extended warranty protection, and car rental insurance. If you have a US Card issued by American Express, you can chat with us.
If you’re unsure as to whether you’re a good candidate for an American Express card, you can use AmEx’s “apply with confidence” option to find out if you’re eligible for some cards with no initial impact on your credit scores. But Chase defines travel broadly, which makes this card a great choice for travel spending that isn’t flights booked directly through the airline or Amex Travel. Chase is also more generous than Amex in defining ‘dining’, which includes most bars. https://1investing.in/ The Amex Everyday Preferred often flies under the radar, but it’s a solid entry point into the Membership Rewards program if you are a beginner. You’ll get 2 points per dollar at U.S. gas stations — a bonus category the Amex Gold lacks — but you can also get a 50% points earning bonus at the end of each month if you use your card more than 30 times. This makes it a great choice for everyday spending alongside the Amex Gold to boost your Membership Rewards balance.
This is best done by having a credit card that has higher rewards earning potential for specific categories. When you know what your largest spending categories are, it becomes quite easier to determine which cards to pair. The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more. Read our full review on The Business Platinum Card from American Express.
Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. For additional options, check out our full list of the best cards for travel rewards and lounge access. The Amex Platinum has undergone significant changes in recent years and carries amex playing cards a steep $695 annual fee (see rates and fees) — one of the highest on the market. That’s why people often ask whether the Amex Platinum is still worth the annual fee, even with the new perks. Several American Express cards do not have a hard credit limit, or what the issuer refers to as a “preset spending limit.” These include the issuer’s Platinum-, Gold- and Green-branded cards.
The Blue Cash Everyday® Card from American Express is a solid cash-back card with no annual fee. It’s an especially valuable choice for purchases at US supermarkets, gas stations, and online retail purchases, thanks to its bonus earning categories. The Amex Platinum card is better for benefits while you’re traveling, such as airport lounge access, and the Amex Gold card is better for earning rewards on popular spending categories like dining and U.S. supermarkets.
For more details, check out our full review of the Amex Everyday Preferred. Amex Membership Rewards points are worth 1.8 cents apiece, on average, according to Insider’s points and miles valuations. The Amex Centurion Black Card, or more formally, the Centurion® Card from American Express, is by invitation only. There is no application page (though you can request an invite).
See our detailed comparison of the Amex Platinum card vs. Amex Gold card. Ehsan is an avid traveler who has traveled to 100 countries, diligently using points and miles to fund his journeys. Currently, he holds 32 active credit cards and earns over a million points and miles annually, primarily using them for luxury hotels and long-haul premium cabins. With this credit card combination, you could use the Amex Platinum card for all flights and prepaid hotels with AmexTravel.com and then use the Capital One Venture card for all other purchases. You could also use the Capital One Venture card for hotels booked through Capital One Travel, as you would also earn 5x miles.
If you want to earn Delta SkyMiles and can use day-of-travel benefits on the airline, you should consider the Delta SkyMiles® Gold American Express Card. It has a modest annual fee so it’s worth it even if you only fly the airline occasionally. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. And what’s more surprising is that more premium isn’t always better when it comes to Amex cards. For some people, it makes the most sense to choose the card that earns more rewards instead of getting the best travel benefits.
See our advertising policy here where we list advertisers that we work with, and how we make money. The Blue Cash Everyday card is a good option for people who want a simple cash back structure with no annual fee. You’ll earn bonus cash back rewards on popular bonus categories, including U.S. supermarkets and U.S. gas stations.
Leave a comment